Effective Date: December 22, 2015
How We Collect Information
A customer accesses the ZP WatchDog database by creating an account and logging in. Zero Parallel collects certain personal information during the account registration process, including but not limited to company name, individual name, email address, phone number, and physical address. During a ZP WatchDog session, the database automatically collects certain personal information about the user, including but not limited to the customer’s IP address and/or other public or nonpublic information, which may be used internally by Zero Parallel to verify the user’s identity. We will also collect user information entered on any forms, questionnaires, or other mechanisms. We are responsible only for the information that we collect; we are not responsible for the collection practices of third-parties, including other customers who might infer your identity from your activities on ZP WatchDog.
Use of Information
Disclosure of Information
ZP WatchDog is a database designed to publish information about fraudulent leads and bad actors in the short-term small-dollar lending industry. As such, all data pertinent to particular lead data, including identifiers such as the name of the user and a time-stamp of the submission, may be published and visible to all users. Zero Parallel will remove any data it reasonably believes to be incorrect, libelous, or submitted for an improper purpose, such as to harm competitors. Where information is disclosed in this fashion, such information will be available to all other users, without preference or prejudice. Zero Parallel may hide the identity of a submitting user in its own absolute discretion, limited to the extent necessary to avoid prejudicial treatment of any party or industry stakeholder.
If you do not wish to receive communications from us about offers and promotions, you can opt-out of receiving these communications by emailing us at firstname.lastname@example.org or by following the instructions in the messages you receive.
Interest Based Advertising
Because an industry-standard Do-Not-Track protocol has not yet been established, we will not change your browsing experience based on any “Do Not Track” signals that may be sent by certain browsers or selected by you.
However, you can visit www.cookiecentral.com and http://www.aboutads.info to learn more about this type of advertising and how to opt-out of this form of advertising by companies participating in the Digital Advertising Alliance (“DAA”) self-regulatory program. Note that electing to opt-out will not stop advertising from appearing in your browser or applications. It may make the ads you see less relevant to your interests. In addition, note that if you use a different browser or erase cookies from your browser, you may need to renew your opt-out choice. As each browser is different, please check the help section of your browser for instructions on how to remove cookies and learn about other privacy and security settings that may be available.
We do not direct the Website to, nor do we knowingly collect any personal information from, children under the age of thirteen.
Third Party Websites
Your California Privacy Rights
Under California’s “Shine the Light” law, California residents who provide Personal Information to the Website may request certain information regarding our disclosure of Personal Data to third parties for their direct marketing purposes. To make such a request, please contact our consumer support helpline at (888) 775-0859 FREE, via email at email@example.com, or via regular mail at 249 N. Brand Blvd. #497, Glendale, CA 91203.